Once you pay the plan limit, the plan pays for 100% of covered health services for the rest of the year. Monthly premiums vary depending on the plan you sign up for. The amount may change each year. You may also have to pay an additional amount each month depending on your income. Where can I get more details about my plan costs? Original Medicare doesn't cover 100% of your medical costs or cover prescription drugs.
To help close cost gaps, you can choose a Medigap policy or a Medicare Advantage plan. Medicare Part B helps pay for doctor visits, diagnostic tests, laboratory tests, preventive care, medical equipment, transportation and other outpatient services. If you have original Medicare, you may be able to cover many of the out-of-pocket expenses of Part A and Part B by purchasing a Medicare supplement policy, better known as Medigap, from a private insurer. If you choose a Medicare Advantage plan instead of the original Medicare, the plan may have different co-pays and deductibles than Medicare, and its network of doctors and other health care providers is often limited.
However, the plan may include some benefits that weren't part of the original Medicare, such as dental, hearing and eye care. These benefits come with their own deductibles and co-pays. AARP is a nonprofit, nonpartisan organization that allows people to choose how they live as they age. In general, Medicare Part A helps pay for the hospital care you receive in hospitals, critical access hospitals, and skilled nursing facilities.
It also helps cover palliative care and some home health care...
