No, Medicare benefits don't run out. Medicare is a federal health insurance program for people age 65 and older, people with certain illnesses. Medicare will stop paying for hospitalization-related hospital costs (such as room and board) if they run out of days during the benefit period. To be entitled to a new benefit period and additional days of inpatient coverage, you must stay out of the Home Care near Proctorville NC or SNF for 60 days in a row. When a new benefit period begins, you'll also have a new Part A Part A, also known as hospital insurance, is the part of Medicare that covers most medically necessary hospital care for inpatients, care in skilled nursing facilities (SNF), home health care and palliative care.
After you get Medicare, you may still lose your health coverage. Recovering from what qualified you for Medicare will mean the cessation of services. For people with end-stage renal disease, for example, Medicare coverage ends one year after dialysis treatments end or three years after a kidney transplant. Original Medicare covers most, but not all, of the costs of approved health care services and supplies.
The eligibility rules for Part B depend on whether a person is eligible for premium-free Part A or whether they have to pay a premium for Part A coverage. In fact, as long as Medicare determines that they have not recovered from their disability, they can continue to receive Original Medicare for 93 months with free premiums for Part A after their initial 9-month work trial period. For people who qualify for Medicare for disability, recovering that disability may result in the loss of coverage. If you've used your 90 days of hospital coverage but need to stay longer, Medicare covers up to 60 days of additional lifetime reserves, for which you'll pay for daily coinsurance.
Coinsurance is the part of the cost of care you must pay after paying for your health insurance.
