COBRA isn't considered group health plan coverage, so getting COBRA doesn't change when this special enrollment period ends. To be eligible for premium-free Part A, a person must be entitled to receive Medicare based on their own income or that of their spouse, parent or child. To receive premium-free Part A, the worker must have a specific number of quarters of coverage (QC) and submit an application to receive Social Security or Railroad Retirement Board (RRB) benefits. The exact amount of quality controls required depends on whether the person requests Part A because of age, disability, or end-stage renal disease (ESRD).
If you are looking for Home Care near Sanford NC, it is important to understand the eligibility requirements for premium-free Part A.Quality controls are achieved by paying payroll taxes under the Federal Insurance Contributions Act (FICA) during an individual's working years. Most people pay all of the FICA tax so that the quality controls they earn can be used to meet requirements for both monthly Social Security benefits and Part A. For people who enroll with the SEP for people of working age and people who are unable to work, the LEP for Part B is calculated by adding the months elapsed between the closing of the person's IEP and the end of the month in which the person signs up. Part A coverage begins the month a person turns 65, provided they file an application for Part A (or to receive Social Security or RRB benefits) within 6 months of the month they turn 65. Some private insurance companies have rules that lower what they pay (or don't pay at all) for the services you receive if you're eligible for other coverage, such as Medicare. The quality controls you obtain can only be used to meet the requirements of Part A without premiums; they cannot be used to meet the requirements for monthly Social Security benefits.
People who do not enroll in Part B or Part A with a premium when they first qualify because they were volunteering outside the United States for at least 12 months on behalf of a tax-exempt organization and had health insurance that provided coverage for the duration of their volunteer service can enroll through this SEP. The eligibility rules for Part B depend on whether a person is eligible for premium-free Part A or whether they have to pay a premium for Part A coverage. Disabled employees in federal, state and local governments who are not eligible for monthly Social Security or RRB benefits may be entitled to disability benefits and automatically be entitled to Part A after 29 months of disability. For people who enroll using the SEP for people of working age and people with working disabilities, the Part A LEP premium is calculated by adding up the months between the closing of the person's IEP and the end of the month in which the person enrolls.
