You don't have to renew; your current plan automatically renews unless you take action during the annual enrollment period. You can choose to keep it or change it. Yes, Medicare Parts A and B are automatically renewed each year. Once you're enrolled in Original Medicare (parts A and B), you don't need to re-enroll annually.
Your coverage continues as long as you continue to meet the eligibility requirements and you pay the necessary premiums. The Part A premium is free if you or your spouse worked for at least 10 years and paid Medicare taxes. Part B has a monthly premium. Yes, Medigap (Medicare Supplemental Insurance) plans are automatically renewed each year if you continue to pay premiums.
Once you're enrolled in a Medigap plan, you don't need to re-enroll annually. However, it's still important to review your plan regularly to make sure it continues to meet your health and financial needs. People who already receive Social Security or RRB benefits at least 4 months before they are eligible for Medicare and who reside in the United States (except residents of Puerto Rico) are automatically enrolled in Part A and Part B. Individuals who automatically enroll have the option of keeping or refusing Part I coverage B.
People who live in Puerto Rico and are eligible for automatic enrollment are only enrolled in Part A without a premium; they must actively enroll in Part B to get this coverage. Are you happy with your current coverage? So there's good news. In most cases, your coverage will automatically renew each year. You don't have to do anything to continue with your current plan.
