The Medicaid retrospective period is intended to dissuade Medicaid applicants from giving away assets, including selling them below the fair market price, to meet Medicaid requirements. The definition of adverse information may be narrower than you think. For example, the FTC has issued advisory opinions stating that employment verifications are considered neutral. Since the information being reported is not adverse, there is NO seven-year limit for reporting discrepancies in the work history.
Even if the employment termination date is more than seven years ago, CRAs can report conflicting employment dates and job titles, or a total lack of employment verification (i.e., most criminal background checks go back at least seven years). Federal laws don't set any limits on the retrospective period of criminal convictions, but some state laws impose restrictions. The federal retrospective review limit for other types of criminal records, such as arrests that did not lead to a conviction, is generally seven years.
