Medicare Part B covers 80% of the cost of doctor visits for preventive care and medically necessary services. Medicare Advantage Plans (Part C). Part B of the original Medicare and Medicare Advantage plans (Part C) help cover visits to the doctor. Medicare supplement insurance plans, also known as Medigap, can help pay for unpaid Original Medicare costs for Part B services. In addition, Medicare Part B covers 80% of the Medicare-approved cost of medically necessary medical visits.
The person must pay 20% to the doctor or service provider for coinsurance. You have 20% coinsurance that you must pay when you have met your deductible. Original Medicare doesn't cover 100% of your medical costs or cover prescription drugs. To help close cost gaps, you can choose a Medigap policy or a Medicare Advantage plan.
Some Medicare Advantage plans may also offer coverage for routine dental, eye and hearing office visits. However, if you receive care in an outpatient hospital, it may cost more than if you received the same care in the doctor's office. This penalty can increase premiums by 10% for each year that a person is eligible for Medicare but not has been enrolled. Once you reach the annual deductible for Part B, Part B typically covers 80% of visits to the doctor for preventive care and medically necessary services.
If you like the snow or love to travel, if you want to consult specific specialists to treat an unusual condition or if you want the most comprehensive medical coverage, Medigap it's for you.
